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A digital marketing strategy is the path to profitability. Optimum7 can help you set the right goals, offer and implement creative and technical strategies, and use data and analytics to review and improve your business’s performance.
eCommerce split payment functionality allows your customers to divide a single transaction across two different credit or debit cards at checkout. Whether it’s a 50/50 split or custom amounts on each card, the feature gives buyers the flexibility they expect from modern online stores. Unlike limited native checkout options, this solution removes friction, increases conversion rates, and reduces abandoned carts.
If you operate on Shopify, BigCommerce, Magento, or another eCommerce platform, offering multi-card checkout gives you a competitive advantage. Instead of customers juggling orders or calling support, they complete the purchase in one smooth transaction using multiple payment methods, including credit cards, debit cards, and digital wallets.
The “Pay With Two Cards” option at checkout is designed for online stores that want to provide their customers with more payment options, creating a better shopping experience.
Our functionality supports almost any credit or debit card, including popular ones like American Express, Chase, Bank of America, and more.
Our Two-Card Payment functionality is compatible with various eCommerce platforms, including Volusion, BigCommerce, Shopify, 3DCart, and Magento. It’s essential to understand how your website backend functions when customers create orders, select credit card payments, and finalize purchases. This insight will enable you to appreciate how this functionality can improve your checkout process’s navigability.
Our custom-built split payment functionality enables customers to enter two card details at checkout and assign how much to charge to each. It supports:
This is not a workaround. It’s a real, production-grade split payment gateway designed for Shopify stores, BigCommerce merchants, Magento builds, and other custom eCommerce systems. The result is a seamless integration into your existing checkout flow.
You decide whether users input split amounts manually or choose from preset options (e.g., “Pay half with Card 1, half with Card 2”). The system can also process split payments across different payment methods, including debit cards, credit cards, and digital wallets.
Split payments directly improve your checkout process, and that helps SEO:
Better SEO for long-tail keywords like “2008 Ford F150 brake pads” translates to higher visibility and more organic traffic. Combined with a fast, seamless checkout experience, this drives both ranking and revenue.
The lightweight architecture of our split payment gateway also speeds up website load time, which is a known SEO ranking factor. Unlike bloated third-party apps, our solution integrates directly with your stack without sacrificing performance.
Without this functionality, customers are limited to one payment method per order. Our Two-Card Payment functionality allows customers more flexibility, often resolving technical issues that may arise when making final purchases. By providing multiple payment options, we facilitate a seamless shopping experience, ultimately boosting your company’s profits.
Don’t limit your customers to a single payment method per order. Embrace the power of split payments with our Two-Card Payment functionality. Contact Optimum7 today to set up this tool and leverage our extensive experience working with leading eCommerce platforms. We have the resources and expertise to seamlessly integrate this custom functionality into your eCommerce store, ensuring a smooth and convenient checkout process. While many claim to offer this functionality, we deliver effective implementation across multiple eCommerce platforms.
Enhance your customers’ shopping experience and increase your business’s success with our innovative “Pay With Two Cards” option at checkout. Try it today!
We can help you determine which functionality is best for Shopify, Bigcommerce, Volusion, VTEX, Magento, 3d Cart, Wordpress / WooCommerce, Opencart, Episerver, Oracle ATG and any Custom Cart.
Contact us today with any additional questions you may have about our functionalities.
This supports Stripe, Authorize.net, PayPal Advanced, and custom payment gateways. It does not redirect to third-party portals. Everything happens in your native checkout.
Error-handling features cover declined transactions, expired cards, insufficient funds, and card issuer delays. This protects the customer experience while maintaining payment integrity.
The functionality is compatible with any payment service provider, offering more flexibility than traditional payment methods. You can also configure how you handle split payments to reduce higher transaction fees associated with multiple payments.
Split payment functionality isn’t just a novelty—it solves real business problems:
This flexibility improves customer satisfaction and increases the chances of order completion. Offering a wider range of payment options also strengthens customer loyalty by meeting preferred payment method expectations.
This custom split checkout functionality integrates seamlessly with:
It connects to your existing gateway and backend, allowing you to manage transactions, refunds, reporting, and compliance from a unified system. We also support bulk order handling and analytics tagging.
Want to let users search for payment options or filter products by split eligibility? We can add custom search fields, badges, or filters to your site to indicate which items support multi-card checkout.
For stores with large product databases, this allows for highly personalized shopping experiences. Customers find exact products quickly and pay how they want using different payment methods, such as digital wallets, credit card payments, or interest free installments.
Do you run a marketplace? This functionality can extend to multi-recipient payment distribution. Route a percentage of each order to different vendors, departments, or bank accounts in real-time. This includes:
This functionality also helps you better manage cash flow across vendors or departments, ensuring smoother payouts and accounting workflows. We help you implement split payments with full visibility into which bank account receives which percentage.
Each transaction is logged with both card sources, amounts, and status. You can export YMM-style reports filtered by:
This gives you visibility into how your customers use the feature and how it affects order flow. You can also analyze processing fees and identify opportunities to reduce transaction fees across payment service providers.
All payment data is tokenized and PCI-DSS compliant. Card info is never stored on your servers. Our integrations use industry-standard encryption and secure payment gateways to ensure safety. All digital wallets and debit cards are processed in accordance with modern compliance standards.
Let your customers pay with two cards or even mix digital wallets and debit cards. Add full split payment functionality to your Shopify, BigCommerce, or Magento store today.
Contact Optimum7 to implement this custom checkout solution. Whether you’re selling high-ticket items, operating a multi-vendor marketplace, or just want to improve the customer experience, split payments give you a clear edge.
We’ll help you:
Don’t limit your customers. Enable checkout flexibility and improve customer satisfaction now.
A digital marketing strategy is the path to profitability. Optimum7 can help you set the right goals, offer and implement creative and technical strategies, and use data and analytics to review and improve your business’s performance.
A digital marketing strategy is the path to profitability. Optimum7 can help you set the right goals, offer and implement creative and technical strategies, and use data and analytics to review and improve your business’s performance.